LEGAL
Prinance Terms of Service
Effective date: September 18, 2026
These Terms of Service (“Terms”) are a legal agreement between you and Dario Kolic (“we,” “us,” “our”), the developer of Prinance (“the App”), governing your use of the App. By downloading, installing, or using Prinance, you agree to these Terms. If you do not agree, do not use the App.
1. The App
Prinance is a personal finance-tracking app that runs entirely on your device. It requires no account and no internet connection for its core features.
See our Privacy Policy for details on how data is handled.
2. License
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to download and use Prinance on devices you own or control, for your personal, non-commercial use. All rights not expressly granted to you are reserved by us. You may not copy, modify, distribute, sell, lease, reverse-engineer, or create derivative works from the App, except to the extent applicable law expressly permits this despite the restriction.
3. Eligibility
You must be able to form a binding contract to use Prinance. If you are under the age of legal majority in your jurisdiction, you may only use the App with the involvement of a parent or legal guardian.
4. Your Content
Prinance lets you enter financial information and attach photos to expense entries (“Your Content”). Your Content is stored only on your device, and we never receive a copy of it. You are solely responsible for Your Content and for keeping your own backups if desired — deleting the App permanently deletes Your Content, and we have no ability to recover it.
5. Prinance Pro (In-App Purchase)
Prinance Pro is an optional, one-time, non-consumable purchase (prinance_pro_lifetime, approximately $15.99 at time of writing, price may vary by region/store) that unlocks Insights, Trends, and the ability to create custom categories, for the lifetime of your use of the App. It is not a subscription and does not renew or expire.
Purchases are billed and processed by the Apple App Store or Google Play Store, using your store account. We do not receive or store your payment details.
Purchase verification runs through RevenueCat, a third-party purchase management service — see Section 8 and our Privacy Policy for details.
Refunds are handled solely by Apple or Google under their own refund policies. We cannot directly issue refunds for store purchases; please contact Apple Support or Google Play Support to request one.
Prices are subject to change, but changes will not affect a purchase you have already completed.
We may also issue promotional codes that unlock Prinance Pro at no cost on the device where they are redeemed. Such codes are not purchases, are not transferable, do not survive a reinstall, and create no entitlement to a refund, restore, or replacement.
6. Acceptable Use
You agree not to: use the App for any unlawful purpose; attempt to gain unauthorized access to the App’s code, model files, or backend services; interfere with or disrupt the App; or use the App to infringe anyone else’s rights. You also agree not to attempt to unlock paid features through means other than a genuine purchase or a promo code we issued.
7. No Financial Advice
Prinance is a tool for tracking income and expenses that you enter yourself. It does not provide financial, investment, tax, accounting, or legal advice, and nothing in the App should be treated as such. You are solely responsible for decisions you make based on information you track in the App. If your circumstances warrant it, consult a qualified professional.
8. Third-Party Services
The App relies on the following third parties for the limited functions described in our Privacy Policy:
Apple App Store / Google Play Store — distribution and payment processing.
RevenueCat — purchase verification and entitlement management.
Hugging Face — one-time hosting of the on-device machine-learning model used by the Insights feature.
Your use of these services through the App is also subject to their own terms and privacy policies. We are not responsible for the availability or conduct of these third-party services.
9. Apple App Store Terms
If you downloaded Prinance from the Apple App Store, you also acknowledge the following, which apply between you, us, and Apple:
These Terms are between you and us only, not Apple, and Apple is not responsible for the App or its content.
Apple has no obligation to furnish any maintenance or support services for the App.
In the event of any failure of the App to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any) for the App to you; to the maximum extent permitted by applicable law, Apple has no other warranty obligation with respect to the App.
We, not Apple, are responsible for addressing any claims by you or any third party relating to the App or your possession and/or use of the App, including but not limited to product liability claims, any claim that the App fails to conform to any applicable legal or regulatory requirement, and claims arising under consumer protection or similar legislation.
We, not Apple, are responsible for the investigation, defense, settlement, and discharge of any third-party claim that the App or your possession and use of it infringes that third party’s intellectual property rights.
You represent that you are not located in a country subject to a U.S. Government embargo or designated as a “terrorist supporting” country, and that you are not on any U.S. Government list of prohibited or restricted parties.
You must comply with any applicable third-party terms (e.g. your wireless data service agreement) when using the App.
Apple and Apple’s subsidiaries are third-party beneficiaries of these Terms, and upon your acceptance of these Terms, Apple has the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary.
10. Disclaimer of Warranties
THE APP IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE APP WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT ANY DATA WILL NOT BE LOST OR CORRUPTED, INCLUDING AS A RESULT OF DEVICE FAILURE, LOSS, OR DELETION OF THE APP (SINCE THE APP KEEPS NO BACKUP OF YOUR DATA OTHER THAN ON YOUR OWN DEVICE).
11. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF DATA, PROFITS, OR REVENUE, ARISING OUT OF OR RELATED TO YOUR USE OF THE APP, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM ARISING OUT OF THESE TERMS OR THE APP WILL NOT EXCEED THE AMOUNT YOU PAID US (IF ANY) IN THE 12 MONTHS PRECEDING THE CLAIM. NOTHING IN THESE TERMS EXCLUDES OR LIMITS LIABILITY THAT CANNOT LAWFULLY BE EXCLUDED OR LIMITED.
12. Intellectual Property
The App, including its design, text, graphics, logos, and underlying code, is owned by us or our licensors and is protected by intellectual property laws. The on-device machine-learning model used by Insights (paraphrase-multilingual-MiniLM-L12-v2) is licensed under the Apache 2.0 license by Software Mansion; its full license text is included with the App.
13. Termination
We may suspend or terminate your access to the App if you violate these Terms. You may stop using the App and uninstall it at any time. Sections that by their nature should survive termination (including Sections 7, 9–12, and 14–16) will survive.
14. Changes to These Terms
We may update these Terms from time to time. We will update the “Effective date” above when we do. Continued use of the App after changes take effect constitutes acceptance of the revised Terms. If you do not agree to the changes, you should stop using the App.
15. Governing Law and Disputes
These Terms are governed by the laws of the Republic of Serbia, without regard to conflict-of-law principles. Any dispute arising out of or relating to these Terms or the App will be subject to the exclusive jurisdiction of the competent courts of Serbia, except where applicable mandatory consumer-protection law in your country of residence grants you the right to bring a claim in your local courts, which is not overridden by this clause.
16. Miscellaneous
If any provision of these Terms is found unenforceable, the remaining provisions will remain in full effect. These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding the App.